Is Walter Payton [Checkerboard Refractor] #DYN-19 worth grading?
Football · Football Cards 2024 Topps Finest Dynamos · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Walter Payton [Checkerboard Refractor] #DYN-19 sells for $43.11 against $3.63 raw: a $39.48 spread, 12× the ungraded price. Even a PSA 9 ($29.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.63
- PSA 10
- $43.11
- PSA 9
- $29.99
- Gem premium
- 12×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $43.11 | +$14.48 | −$10.52 | −$111 |
| PSA 9 | $29.99 | +$1.36 | −$23.64 | −$124 |
| PSA 8 | $8.12 | −$20.51 | −$45.51 | −$146 |
Net = sale price − $3.63 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $33.27 | −$20.36 |
| 50% | $36.55 | −$17.08 |
| 75% | $39.83 | −$13.80 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $56.00 | best | 55/45 | 70/30 |
| PSA 10 | $43.11 | −$12.89 | 55/45 | 75/25 |
| CGC 10 | $26.00 | −$30.00 | 55/45 | 75/25 |
| SGC 10 | $26.00 | −$30.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Walter Payton [Checkerboard Refractor] #DYN-19 — FAQ
Is Walter Payton [Checkerboard Refractor] #DYN-19 worth grading?
A PSA 10 Walter Payton [Checkerboard Refractor] #DYN-19 sells for $43.11 against $3.63 raw: a $39.48 spread, 12× the ungraded price. Even a PSA 9 ($29.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Walter Payton [Checkerboard Refractor] #DYN-19 worth compared with raw?
A PSA 10 Walter Payton [Checkerboard Refractor] #DYN-19 (Football Cards 2024 Topps Finest Dynamos) sells for about $43.11 versus $3.63 for a raw near-mint copy — a 12× premium as of Sep 4, 2026.
Which grading company is best for Walter Payton [Checkerboard Refractor] #DYN-19?
By resale value, BGS 10 leads at $56.00, ahead of PSA 10 at $43.11. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Walter Payton [Checkerboard Refractor] #DYN-19 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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