Is Caleb Williams [Refractor] #D-2 worth grading?
Football · Football Cards 2024 Topps Finest Debut · full price guide →
Strong grading candidate — 9.3× premium in PSA 10
A PSA 10 Caleb Williams [Refractor] #D-2 sells for $93.00 against $10.04 raw: a $82.96 spread, 9.3× the ungraded price. A PSA 9 ($21.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.04
- PSA 10
- $93.00
- PSA 9
- $21.50
- Gem premium
- 9.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $93.00 | +$57.96 | +$32.96 | −$67.04 |
| PSA 9 | $21.50 | −$13.54 | −$38.54 | −$139 |
| PSA 8 | $13.65 | −$21.39 | −$46.39 | −$146 |
Net = sale price − $10.04 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $39.38 | −$20.66 |
| 50% | $57.25 | −$2.79 |
| 75% | $75.13 | +$15.09 |
Break-even gem rate at the standard fee: about 54%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $121 | best | 55/45 | 70/30 |
| PSA 10 | $93.00 | −$28.00 | 55/45 | 75/25 |
| CGC 10 | $56.00 | −$65.00 | 55/45 | 75/25 |
| SGC 10 | $56.00 | −$65.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Finest Debut cards worth checking
Full set checklist →![Jayden Daniels [Black Refractor] #D-1 2024 Topps Finest Debut card](https://i.ebayimg.com/images/g/oXAAAeSw6pdqqMbF/s-l500.jpg)
Grading Caleb Williams [Refractor] #D-2 — FAQ
Is Caleb Williams [Refractor] #D-2 worth grading?
A PSA 10 Caleb Williams [Refractor] #D-2 sells for $93.00 against $10.04 raw: a $82.96 spread, 9.3× the ungraded price. A PSA 9 ($21.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Caleb Williams [Refractor] #D-2 worth compared with raw?
A PSA 10 Caleb Williams [Refractor] #D-2 (Football Cards 2024 Topps Finest Debut) sells for about $93.00 versus $10.04 for a raw near-mint copy — a 9.3× premium as of Sep 4, 2026.
Which grading company is best for Caleb Williams [Refractor] #D-2?
By resale value, BGS 10 leads at $121, ahead of PSA 10 at $93.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Caleb Williams [Refractor] #D-2 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Caleb Williams [Refractor] #D-2 break even?
At a standard ~$50 fee, submitting Caleb Williams [Refractor] #D-2 breaks even when it gems about 54% of the time (a miss assumed to sell at the PSA 9 price of $21.50).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.