Is Spencer Rattler [Refractor] #RFA-SR worth grading?
Football · Football Cards 2024 Topps Finest Rookie Autograph · full price guide →
Grading rarely pays for this card
PSA 10 copies of Spencer Rattler [Refractor] #RFA-SR sell for $24.99, only $18.34 above the $6.65 raw price — less than an economy-tier grading fee. A PSA 9 ($19.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $6.65
- PSA 10
- $24.99
- PSA 9
- $19.99
- Gem premium
- 3.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $24.99 | −$6.66 | −$31.66 | −$132 |
| PSA 9 | $19.99 | −$11.66 | −$36.66 | −$137 |
| PSA 8 | $10.60 | −$21.05 | −$46.05 | −$146 |
Net = sale price − $6.65 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $21.24 | −$35.41 |
| 50% | $22.49 | −$34.16 |
| 75% | $23.74 | −$32.91 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $32.00 | best | 55/45 | 70/30 |
| PSA 10 | $24.99 | −$7.01 | 55/45 | 75/25 |
| CGC 10 | $15.00 | −$17.00 | 55/45 | 75/25 |
| SGC 10 | $15.00 | −$17.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Finest Rookie Autograph cards worth checking
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![Jayden Daniels [Blue Checkerboard Refractor] #RFA-JD 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/0FYAAeSwrKlorv1F/s-l500.jpg)
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Grading Spencer Rattler [Refractor] #RFA-SR — FAQ
Is Spencer Rattler [Refractor] #RFA-SR worth grading?
PSA 10 copies of Spencer Rattler [Refractor] #RFA-SR sell for $24.99, only $18.34 above the $6.65 raw price — less than an economy-tier grading fee. A PSA 9 ($19.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Spencer Rattler [Refractor] #RFA-SR worth compared with raw?
A PSA 10 Spencer Rattler [Refractor] #RFA-SR (Football Cards 2024 Topps Finest Rookie Autograph) sells for about $24.99 versus $6.65 for a raw near-mint copy — a 3.8× premium as of Sep 4, 2026.
Which grading company is best for Spencer Rattler [Refractor] #RFA-SR?
By resale value, BGS 10 leads at $32.00, ahead of PSA 10 at $24.99. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Spencer Rattler [Refractor] #RFA-SR need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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