Is Ray Davis [Refractor] #RFA-RAD worth grading?
Football · Football Cards 2024 Topps Finest Rookie Autograph · full price guide →
Worth grading only if it gems
A PSA 10 Ray Davis [Refractor] #RFA-RAD brings $33.00 versus $4.45 raw — a $28.55 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($16.35) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $4.45
- PSA 10
- $33.00
- PSA 9
- $16.35
- Gem premium
- 7.4×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $33.00 | +$3.55 | −$21.45 | −$121 |
| PSA 9 | $16.35 | −$13.10 | −$38.10 | −$138 |
| PSA 8 | $8.83 | −$20.62 | −$45.62 | −$146 |
Net = sale price − $4.45 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $20.51 | −$33.94 |
| 50% | $24.68 | −$29.77 |
| 75% | $28.84 | −$25.61 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $43.00 | best | 55/45 | 70/30 |
| PSA 10 | $33.00 | −$10.00 | 55/45 | 75/25 |
| CGC 10 | $20.00 | −$23.00 | 55/45 | 75/25 |
| SGC 10 | $20.00 | −$23.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Finest Rookie Autograph cards worth checking
Full set checklist →![Drake Maye [Refractor] #RFA-DM 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/sXQAAeSwpyFqhkYE/s-l500.jpg)
![Drake Maye [Gold Refractor] #RFA-DM 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/KzoAAeSwtbtpdqmz/s-l500.jpg)
![Drake Maye [Blue Checkerboard Refractor] #RFA-DM 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/d0wAAeSwrUVqoAX-/s-l500.jpg)
![Jayden Daniels [Blue Checkerboard Refractor] #RFA-JD 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/0FYAAeSwrKlorv1F/s-l500.jpg)
![Bo Nix [Blue Geometric Refractor] #RFA-BN 2024 Topps Finest Rookie Autograph card](https://i.ebayimg.com/images/g/5gkAAeSwBWdoiXc7/s-l500.jpg)
Grading Ray Davis [Refractor] #RFA-RAD — FAQ
Is Ray Davis [Refractor] #RFA-RAD worth grading?
A PSA 10 Ray Davis [Refractor] #RFA-RAD brings $33.00 versus $4.45 raw — a $28.55 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($16.35) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Ray Davis [Refractor] #RFA-RAD worth compared with raw?
A PSA 10 Ray Davis [Refractor] #RFA-RAD (Football Cards 2024 Topps Finest Rookie Autograph) sells for about $33.00 versus $4.45 for a raw near-mint copy — a 7.4× premium as of Sep 4, 2026.
Which grading company is best for Ray Davis [Refractor] #RFA-RAD?
By resale value, BGS 10 leads at $43.00, ahead of PSA 10 at $33.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ray Davis [Refractor] #RFA-RAD need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
