Is Terrell Davis [Refractor] #FG-TD worth grading?
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Strong grading candidate — 4.6× premium in PSA 10
A PSA 10 Terrell Davis [Refractor] #FG-TD sells for $158 against $34.32 raw: a $123 spread, 4.6× the ungraded price. A PSA 9 ($39.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $34.32
- PSA 10
- $158
- PSA 9
- $39.00
- Gem premium
- 4.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $158 | +$98.18 | +$73.18 | −$26.82 |
| PSA 9 | $39.00 | −$20.32 | −$45.32 | −$145 |
| PSA 8 | $35.27 | −$24.05 | −$49.05 | −$149 |
Net = sale price − $34.32 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $68.63 | −$15.70 |
| 50% | $98.25 | +$13.93 |
| 75% | $128 | +$43.56 |
Break-even gem rate at the standard fee: about 38%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $205 | best | 55/45 | 70/30 |
| PSA 10 | $158 | −$47.50 | 55/45 | 75/25 |
| CGC 10 | $95.00 | −$110 | 55/45 | 75/25 |
| SGC 10 | $95.00 | −$110 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Terrell Davis [Refractor] #FG-TD — FAQ
Is Terrell Davis [Refractor] #FG-TD worth grading?
A PSA 10 Terrell Davis [Refractor] #FG-TD sells for $158 against $34.32 raw: a $123 spread, 4.6× the ungraded price. A PSA 9 ($39.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Terrell Davis [Refractor] #FG-TD worth compared with raw?
A PSA 10 Terrell Davis [Refractor] #FG-TD (Football Cards 2024 Topps Finest Greats Autograph) sells for about $158 versus $34.32 for a raw near-mint copy — a 4.6× premium as of Sep 4, 2026.
Which grading company is best for Terrell Davis [Refractor] #FG-TD?
By resale value, BGS 10 leads at $205, ahead of PSA 10 at $158. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Terrell Davis [Refractor] #FG-TD need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Terrell Davis [Refractor] #FG-TD break even?
At a standard ~$50 fee, submitting Terrell Davis [Refractor] #FG-TD breaks even when it gems about 38% of the time (a miss assumed to sell at the PSA 9 price of $39.00).
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