Is Dwight Stephenson [Refractor] #FA-DS worth grading?
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Worth grading only if it gems
A PSA 10 Dwight Stephenson [Refractor] #FA-DS brings $42.47 versus $3.42 raw — a $39.05 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($14.89) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $3.42
- PSA 10
- $42.47
- PSA 9
- $14.89
- Gem premium
- 12×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $42.47 | +$14.05 | −$10.95 | −$111 |
| PSA 9 | $14.89 | −$13.53 | −$38.53 | −$139 |
| PSA 8 | $7.95 | −$20.47 | −$45.47 | −$145 |
Net = sale price − $3.42 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $21.79 | −$31.63 |
| 50% | $28.68 | −$24.74 |
| 75% | $35.58 | −$17.84 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $55.00 | best | 55/45 | 70/30 |
| PSA 10 | $42.47 | −$12.53 | 55/45 | 75/25 |
| CGC 10 | $25.00 | −$30.00 | 55/45 | 75/25 |
| SGC 10 | $25.00 | −$30.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Full set checklist →Grading Dwight Stephenson [Refractor] #FA-DS — FAQ
Is Dwight Stephenson [Refractor] #FA-DS worth grading?
A PSA 10 Dwight Stephenson [Refractor] #FA-DS brings $42.47 versus $3.42 raw — a $39.05 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($14.89) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Dwight Stephenson [Refractor] #FA-DS worth compared with raw?
A PSA 10 Dwight Stephenson [Refractor] #FA-DS (Football Cards 2024 Topps Finest Autograph) sells for about $42.47 versus $3.42 for a raw near-mint copy — a 12× premium as of Sep 3, 2026.
Which grading company is best for Dwight Stephenson [Refractor] #FA-DS?
By resale value, BGS 10 leads at $55.00, ahead of PSA 10 at $42.47. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Dwight Stephenson [Refractor] #FA-DS need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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