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Ray Allen [Refractor] #217 (Basketball Cards 1996 Topps Chrome) — is it worth grading?

Is Ray Allen [Refractor] #217 worth grading?

Basketball · Basketball Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Ray Allen [Refractor] #217 sells for $1,143 against $363 raw: a $781 spread, 3.2× the ungraded price. Even a PSA 9 ($1,039) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$363
Grade 9.5
$1,143
PSA 9
$1,039
Gem premium
3.2×
As of
Jul 11, 2026

Break-even by outcome and fee

Ray Allen [Refractor] #217: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$1,143+$756+$731+$631
PSA 9$1,039+$652+$627+$527
PSA 8$529+$142+$117+$16.69

Net = sale price − $363 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ray Allen [Refractor] #217: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$1,065+$653
50%$1,091+$679
75%$1,117+$705

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Ray Allen [Refractor] #217 graded prices by company and grade
GradeGraded
9.5$1,143
9$1,039
8$529
7$458

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Ray Allen [Refractor] #217 — FAQ

Is Ray Allen [Refractor] #217 worth grading?

A Grade 9.5 Ray Allen [Refractor] #217 sells for $1,143 against $363 raw: a $781 spread, 3.2× the ungraded price. Even a PSA 9 ($1,039) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Is your basketball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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