Is Gary Payton [Refractor] #212 worth grading?
Basketball · Basketball Cards 1996 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Gary Payton [Refractor] #212 sells for $320 against $66.32 raw: a $254 spread, 4.8× the ungraded price. Even a PSA 9 ($291) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $66.32
- Grade 9.5
- $320
- PSA 9
- $291
- Gem premium
- 4.8×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $320 | +$229 | +$204 | +$104 |
| PSA 9 | $291 | +$200 | +$175 | +$74.93 |
| PSA 8 | $190 | +$98.68 | +$73.68 | −$26.32 |
Net = sale price − $66.32 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $298 | +$182 |
| 50% | $306 | +$189 |
| 75% | $313 | +$196 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Raw conditions & history →Run your own numbers
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Gary Payton [Refractor] #212 — FAQ
Is Gary Payton [Refractor] #212 worth grading?
A Grade 9.5 Gary Payton [Refractor] #212 sells for $320 against $66.32 raw: a $254 spread, 4.8× the ungraded price. Even a PSA 9 ($291) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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