$Derek Harper [Refractor] #144 (Basketball Cards 1996 Topps Chrome) — is it worth grading?$

Is Derek Harper [Refractor] #144 worth grading?

Basketball · Basketball Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Derek Harper [Refractor] #144 sells for $1,025 against $4.88 raw: a $1,020 spread, 210× the ungraded price. Even a PSA 9 ($44.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $4.88
PSA 10: $1,025
PSA 9: $44.00
Gem premium: 210×
As of: Sep 3, 2026

Break-even by outcome and fee

Derek Harper [Refractor] #144: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$1,025	+$995	+$970	+$870
PSA 9	$44.00	+$14.12	−$10.88	−$111

Net = sale price − $4.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derek Harper [Refractor] #144: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$289	+$234
50%	$535	+$480
75%	$780	+$725

Break-even gem rate at the standard fee: about 1%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Derek Harper [Refractor] #144: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$1,333	best	55/45	70/30
PSA 10	$1,025	−$308	55/45	75/25
CGC 10	$615	−$718	55/45	75/25
SGC 10	$615	−$718	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Derek Harper [Refractor] #144 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$1,025	$615	$1,333	$615	—
9.5	—	—	—	—	$48.00
9	—	—	—	—	$44.00
7	—	—	—	—	$24.50

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Derek Harper [Refractor] #144 — FAQ

Is Derek Harper [Refractor] #144 worth grading?

How much is a PSA 10 Derek Harper [Refractor] #144 worth compared with raw?

A PSA 10 Derek Harper [Refractor] #144 (Basketball Cards 1996 Topps Chrome) sells for about $1,025 versus $4.88 for a raw near-mint copy — a 210× premium as of Sep 3, 2026.

Which grading company is best for Derek Harper [Refractor] #144?

By resale value, BGS 10 leads at $1,333, ahead of PSA 10 at $1,025. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Derek Harper [Refractor] #144 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Derek Harper [Refractor] #144 break even?

At a standard ~$50 fee, submitting Derek Harper [Refractor] #144 breaks even when it gems about 1% of the time (a miss assumed to sell at the PSA 9 price of $44.00).

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