![Nate McMillan [Refractor] #127 (Basketball Cards 1996 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/F4MAAeSwfBlpXbeQ/s-l1600.jpg)
Is Nate McMillan [Refractor] #127 worth grading?
Basketball · Basketball Cards 1996 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Nate McMillan [Refractor] #127 sells for $976 against $17.98 raw: a $958 spread, 54× the ungraded price. Even a PSA 9 ($47.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $17.98
- PSA 10
- $976
- PSA 9
- $47.00
- Gem premium
- 54×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $976 | +$933 | +$908 | +$808 |
| PSA 9 | $47.00 | +$4.02 | −$20.98 | −$121 |
| PSA 8 | $42.34 | −$0.64 | −$25.64 | −$126 |
Net = sale price − $17.98 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $279 | +$211 |
| 50% | $511 | +$443 |
| 75% | $744 | +$676 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,268 | best | 55/45 | 70/30 |
| PSA 10 | $976 | −$292 | 55/45 | 75/25 |
| CGC 10 | $585 | −$683 | 55/45 | 75/25 |
| SGC 10 | $585 | −$683 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Nate McMillan [Refractor] #127 — FAQ
Is Nate McMillan [Refractor] #127 worth grading?
A PSA 10 Nate McMillan [Refractor] #127 sells for $976 against $17.98 raw: a $958 spread, 54× the ungraded price. Even a PSA 9 ($47.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Nate McMillan [Refractor] #127 worth compared with raw?
A PSA 10 Nate McMillan [Refractor] #127 (Basketball Cards 1996 Topps Chrome) sells for about $976 versus $17.98 for a raw near-mint copy — a 54× premium as of Sep 3, 2026.
Which grading company is best for Nate McMillan [Refractor] #127?
By resale value, BGS 10 leads at $1,268, ahead of PSA 10 at $976. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Nate McMillan [Refractor] #127 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Nate McMillan [Refractor] #127 break even?
At a standard ~$50 fee, submitting Nate McMillan [Refractor] #127 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $47.00).
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