$Pooh Richardson [Refractor] #104 (Basketball Cards 1996 Topps Chrome) — is it worth grading?$

Is Pooh Richardson [Refractor] #104 worth grading?

Basketball · Basketball Cards 1996 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Pooh Richardson [Refractor] #104 sells for $175 against $4.21 raw: a $171 spread, 42× the ungraded price. Even a PSA 9 ($160) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $4.21
Grade 9.5: $175
PSA 9: $160
Gem premium: 42×
As of: Sep 3, 2026

Break-even by outcome and fee

Pooh Richardson [Refractor] #104: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$175	+$146	+$121	+$20.79
PSA 9	$160	+$130	+$105	+$5.29
PSA 8	$7.61	−$21.60	−$46.60	−$147

Net = sale price − $4.21 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Pooh Richardson [Refractor] #104: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$163	+$109
50%	$167	+$113
75%	$171	+$117

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Pooh Richardson [Refractor] #104 graded prices by company and grade
Grade	Graded
9.5	$175
9	$160
8	$7.61
7	$6.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

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