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Tim Duncan [Refractor] #A14 (Basketball Cards 1998 Topps Chrome Apparitions) — is it worth grading?

Is Tim Duncan [Refractor] #A14 worth grading?

Basketball · Basketball Cards 1998 Topps Chrome Apparitions · full price guide →

Worth grading only if it gems

A Grade 9.5 Tim Duncan [Refractor] #A14 brings $1,040 versus $1000 raw — a $40.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($887) sells for less than raw, so anything short of a 10 loses money.

Raw (NM)
$1000
Grade 9.5
$1,040
PSA 9
$887
Gem premium
1.0×
As of
Sep 4, 2026

Break-even by outcome and fee

Tim Duncan [Refractor] #A14: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$1,040+$15.01−$9.99−$110
PSA 9$887−$138−$163−$263

Net = sale price − $1000 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tim Duncan [Refractor] #A14: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$925−$125
50%$964−$86.49
75%$1,002−$48.24

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Tim Duncan [Refractor] #A14 graded prices by company and grade
GradeGraded
9.5$1,040
9$887

Run your own numbers

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Grading Tim Duncan [Refractor] #A14 — FAQ

Is Tim Duncan [Refractor] #A14 worth grading?

A Grade 9.5 Tim Duncan [Refractor] #A14 brings $1,040 versus $1000 raw — a $40.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($887) sells for less than raw, so anything short of a 10 loses money.

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