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Is Eli Manning [Refractor] #PP5 worth grading?

Football · Football Cards 2004 Topps Chrome Premiere Prospects · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Eli Manning [Refractor] #PP5 sells for $328 against $250 raw: a $78.16 spread, 1.3× the ungraded price. Even a PSA 9 ($298) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$250
Grade 9.5
$328
PSA 9
$298
Gem premium
1.3×
As of
Sep 4, 2026

Break-even by outcome and fee

Eli Manning [Refractor] #PP5: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$328+$53.16+$28.16−$71.84
PSA 9$298+$23.16−$1.84−$102

Net = sale price − $250 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Eli Manning [Refractor] #PP5: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$306+$5.66
50%$313+$13.16
75%$321+$20.66

Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.

Eli Manning [Refractor] #PP5 graded prices by company and grade
GradeGraded
9.5$328
9$298

Run your own numbers

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Grading Eli Manning [Refractor] #PP5 — FAQ

Is Eli Manning [Refractor] #PP5 worth grading?

A Grade 9.5 Eli Manning [Refractor] #PP5 sells for $328 against $250 raw: a $78.16 spread, 1.3× the ungraded price. Even a PSA 9 ($298) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

What gem rate makes grading Eli Manning [Refractor] #PP5 break even?

At a standard ~$50 fee, submitting Eli Manning [Refractor] #PP5 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $298).

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