![Conor McGregor [Gold Refractor] #HDL-5 (Ufc Cards 2024 Topps Finest UFC Headliners) — is it worth grading?](https://i.ebayimg.com/images/g/8I8AAeSwW3hqXw-V/s-l1600.jpg)
Is Conor McGregor [Gold Refractor] #HDL-5 worth grading?
UFC · Ufc Cards 2024 Topps Finest UFC Headliners · full price guide →
Strong grading candidate — 4.7× premium in PSA 10
A PSA 10 Conor McGregor [Gold Refractor] #HDL-5 sells for $141 against $29.78 raw: a $111 spread, 4.7× the ungraded price. A PSA 9 ($36.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $29.78
- PSA 10
- $141
- PSA 9
- $36.00
- Gem premium
- 4.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $141 | +$86.13 | +$61.13 | −$38.87 |
| PSA 9 | $36.00 | −$18.78 | −$43.78 | −$144 |
| PSA 8 | $31.64 | −$23.14 | −$48.14 | −$148 |
Net = sale price − $29.78 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $62.23 | −$17.55 |
| 50% | $88.45 | +$8.67 |
| 75% | $115 | +$34.90 |
Break-even gem rate at the standard fee: about 42%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $183 | best | 55/45 | 70/30 |
| PSA 10 | $141 | −$42.09 | 55/45 | 75/25 |
| CGC 10 | $85.00 | −$98.00 | 55/45 | 75/25 |
| SGC 10 | $85.00 | −$98.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Topps Finest UFC Headliners cards worth checking
Full set checklist →![Alex Pereira [Refractor] #HDL-7 2024 Topps Finest UFC Headliners card](https://i.ebayimg.com/images/g/0GQAAeSwsehqVoVH/s-l500.jpg)
![Conor McGregor [Refractor] #HDL-5 2024 Topps Finest UFC Headliners card](https://i.ebayimg.com/images/g/23MAAeSw9vtqTULo/s-l500.jpg)
Grading Conor McGregor [Gold Refractor] #HDL-5 — FAQ
Is Conor McGregor [Gold Refractor] #HDL-5 worth grading?
A PSA 10 Conor McGregor [Gold Refractor] #HDL-5 sells for $141 against $29.78 raw: a $111 spread, 4.7× the ungraded price. A PSA 9 ($36.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Conor McGregor [Gold Refractor] #HDL-5 worth compared with raw?
A PSA 10 Conor McGregor [Gold Refractor] #HDL-5 (Ufc Cards 2024 Topps Finest UFC Headliners) sells for about $141 versus $29.78 for a raw near-mint copy — a 4.7× premium as of Sep 4, 2026.
Which grading company is best for Conor McGregor [Gold Refractor] #HDL-5?
By resale value, BGS 10 leads at $183, ahead of PSA 10 at $141. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Conor McGregor [Gold Refractor] #HDL-5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Conor McGregor [Gold Refractor] #HDL-5 break even?
At a standard ~$50 fee, submitting Conor McGregor [Gold Refractor] #HDL-5 breaks even when it gems about 42% of the time (a miss assumed to sell at the PSA 9 price of $36.00).
Best on iPhone & Android
Check your UFC card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
