Is Michael Finley [Refractor] #ZB6 worth grading?
Basketball · Basketball Cards 2002 Topps Chrome Zone Busters · full price guide →
Strong grading candidate — 22× premium in PSA 10
A PSA 10 Michael Finley [Refractor] #ZB6 sells for $96.51 against $4.38 raw: a $92.13 spread, 22× the ungraded price. A PSA 9 ($22.90) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.38
- PSA 10
- $96.51
- PSA 9
- $22.90
- Gem premium
- 22×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $96.51 | +$67.13 | +$42.13 | −$57.87 |
| PSA 9 | $22.90 | −$6.48 | −$31.48 | −$131 |
| PSA 8 | $11.99 | −$17.39 | −$42.39 | −$142 |
Net = sale price − $4.38 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $41.30 | −$13.08 |
| 50% | $59.70 | +$5.32 |
| 75% | $78.11 | +$23.73 |
Break-even gem rate at the standard fee: about 43%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $125 | best | 55/45 | 70/30 |
| PSA 10 | $96.51 | −$28.49 | 55/45 | 75/25 |
| CGC 10 | $58.00 | −$67.00 | 55/45 | 75/25 |
| SGC 10 | $58.00 | −$67.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $96.51 | $58.00 | $125 | $58.00 | — |
| 9.5 | — | — | — | — | $39.21 |
| 9 | — | — | — | — | $22.90 |
| 8 | — | — | — | — | $11.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2002 Topps Chrome Zone Busters cards worth checking
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![Latrell Sprewell [Refractor] #ZB5 2002 Topps Chrome Zone Busters card](https://i.ebayimg.com/images/g/DicAAeSwf55qLhVc/s-l500.jpg)
![Shawn Marion [Refractor] #ZB7 2002 Topps Chrome Zone Busters card](https://i.ebayimg.com/images/g/asoAAeSwws5qT8MM/s-l500.jpg)
![Kobe Bryant [Refractor] #ZB8 2002 Topps Chrome Zone Busters card](https://i.ebayimg.com/images/g/Gv8AAeSwBP1qMIaI/s-l500.jpg)
Grading Michael Finley [Refractor] #ZB6 — FAQ
Is Michael Finley [Refractor] #ZB6 worth grading?
A PSA 10 Michael Finley [Refractor] #ZB6 sells for $96.51 against $4.38 raw: a $92.13 spread, 22× the ungraded price. A PSA 9 ($22.90) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Finley [Refractor] #ZB6 worth compared with raw?
A PSA 10 Michael Finley [Refractor] #ZB6 (Basketball Cards 2002 Topps Chrome Zone Busters) sells for about $96.51 versus $4.38 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.
Which grading company is best for Michael Finley [Refractor] #ZB6?
By resale value, BGS 10 leads at $125, ahead of PSA 10 at $96.51. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Finley [Refractor] #ZB6 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Finley [Refractor] #ZB6 break even?
At a standard ~$50 fee, submitting Michael Finley [Refractor] #ZB6 breaks even when it gems about 43% of the time (a miss assumed to sell at the PSA 9 price of $22.90).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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