$Michael Jordan [Refractor w Coating] #50 (Basketball Cards 1996 Finest) — is it worth grading?$

Is Michael Jordan [Refractor w Coating] #50 worth grading?

Basketball · Basketball Cards 1996 Finest · full price guide →

Worth grading only if it gems

A Grade 9.5 Michael Jordan [Refractor w Coating] #50 brings $989 versus $927 raw — a $61.86 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($899) sells for less than raw, so anything short of a 10 loses money.

Raw (NM): $927
Grade 9.5: $989
PSA 9: $899
Gem premium: 1.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Michael Jordan [Refractor w Coating] #50: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$989	+$36.86	+$11.86	−$88.14
PSA 9	$899	−$52.99	−$77.99	−$178
PSA 8	$846	−$106	−$131	−$231

Net = sale price − $927 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Michael Jordan [Refractor w Coating] #50: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$922	−$55.53
50%	$944	−$33.06
75%	$967	−$10.60

Break-even gem rate at the standard fee: about 87%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Michael Jordan [Refractor w Coating] #50 graded prices by company and grade
Grade	Graded
9.5	$989
9	$899
8	$846
7	$500

Run your own numbers

Should I pay this?

Asking priceGrading fee

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Other 1996 Finest cards worth checking

Full set checklist →

$Michael Jordan [Refractor] #50 1996 Finest card$

Michael Jordan [Refractor] #50

Raw $95.00PSA 10 $8,314

$Kobe Bryant [Refractor w Coating] #74 1996 Finest card$

Kobe Bryant [Refractor w Coating] #74

Raw $615PSA 10 $22,200

$Kobe Bryant [Refractor] #74 1996 Finest card$

Kobe Bryant [Refractor] #74

Raw $1,062PSA 10 $35,270

$Michael Jordan [Refractor] #127 1996 Finest card$

Michael Jordan [Refractor] #127

Raw $770PSA 10 $9,291

$Kobe Bryant [Refractor w Coating] #269 1996 Finest card$

Kobe Bryant [Refractor w Coating] #269

Raw $4,000PSA 10 $31,112

Kobe Bryant #269

Raw $1,212PSA 10 $8,988

Grading Michael Jordan [Refractor w Coating] #50 — FAQ

Is Michael Jordan [Refractor w Coating] #50 worth grading?

What gem rate makes grading Michael Jordan [Refractor w Coating] #50 break even?

At a standard ~$50 fee, submitting Michael Jordan [Refractor w Coating] #50 breaks even when it gems about 87% of the time (a miss assumed to sell at the PSA 9 price of $899).

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