Is Gary Payton [Refractor] #22 worth grading?
Basketball · Basketball Cards 1996 Bowman's Best · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Gary Payton [Refractor] #22 sells for $82.00 against $9.28 raw: a $72.72 spread, 8.8× the ungraded price. Even a PSA 9 ($74.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.28
- Grade 9.5
- $82.00
- PSA 9
- $74.99
- Gem premium
- 8.8×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $82.00 | +$47.72 | +$22.72 | −$77.28 |
| PSA 9 | $74.99 | +$40.71 | +$15.71 | −$84.29 |
| PSA 8 | $9.05 | −$25.23 | −$50.23 | −$150 |
Net = sale price − $9.28 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $76.74 | +$17.46 |
| 50% | $78.50 | +$19.22 |
| 75% | $80.25 | +$20.97 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Raw conditions & history →Run your own numbers
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Grading Gary Payton [Refractor] #22 — FAQ
Is Gary Payton [Refractor] #22 worth grading?
A Grade 9.5 Gary Payton [Refractor] #22 sells for $82.00 against $9.28 raw: a $72.72 spread, 8.8× the ungraded price. Even a PSA 9 ($74.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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