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Is Jermaine O'Neal [Refractor] #R20 worth grading?

Basketball · Basketball Cards 1996 Bowman's Best Rookie · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Jermaine O'Neal [Refractor] #R20 sells for $41.00 against $4.47 raw: a $36.53 spread, 9.2× the ungraded price. Even a PSA 9 ($37.06) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$4.47
Grade 9.5
$41.00
PSA 9
$37.06
Gem premium
9.2×
As of
Sep 4, 2026

Break-even by outcome and fee

Jermaine O'Neal [Refractor] #R20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$41.00+$11.53−$13.47−$113
PSA 9$37.06+$7.59−$17.41−$117
PSA 8$17.95−$11.52−$36.52−$137

Net = sale price − $4.47 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jermaine O'Neal [Refractor] #R20: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$38.05−$16.42
50%$39.03−$15.44
75%$40.02−$14.45

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Jermaine O'Neal [Refractor] #R20 graded prices by company and grade
GradeGraded
9.5$41.00
9$37.06
8$17.95

Run your own numbers

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Grading Jermaine O'Neal [Refractor] #R20 — FAQ

Is Jermaine O'Neal [Refractor] #R20 worth grading?

A Grade 9.5 Jermaine O'Neal [Refractor] #R20 sells for $41.00 against $4.47 raw: a $36.53 spread, 9.2× the ungraded price. Even a PSA 9 ($37.06) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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