![Anfernee Hardaway [Refractor w/ Coating] #234 (Basketball Cards 1995 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/Kt0AAOSwOXxjKPCW/s-l1600.jpg)
Is Anfernee Hardaway [Refractor w/ Coating] #234 worth grading?
Basketball · Basketball Cards 1995 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Anfernee Hardaway [Refractor w/ Coating] #234 sells for $395 against $19.54 raw: a $375 spread, 20× the ungraded price. Even a PSA 9 ($359) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.54
- Grade 9.5
- $395
- PSA 9
- $359
- Gem premium
- 20×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $395 | +$350 | +$325 | +$225 |
| PSA 9 | $359 | +$314 | +$289 | +$189 |
| PSA 8 | $99.95 | +$55.41 | +$30.41 | −$69.59 |
Net = sale price − $19.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $368 | +$298 |
| 50% | $377 | +$307 |
| 75% | $386 | +$316 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Finest cards worth checking
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![Magic Johnson [Refractor] #252 1995 Finest card](https://i.ebayimg.com/images/g/JSsAAOSw5olmnWfG/s-l500.jpg)
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Grading Anfernee Hardaway [Refractor w/ Coating] #234 — FAQ
Is Anfernee Hardaway [Refractor w/ Coating] #234 worth grading?
A Grade 9.5 Anfernee Hardaway [Refractor w/ Coating] #234 sells for $395 against $19.54 raw: a $375 spread, 20× the ungraded price. Even a PSA 9 ($359) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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