Is Derek Anderson [Gold Refractor] #161 worth grading?
Basketball · Basketball Cards 1999 Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Derek Anderson [Gold Refractor] #161 sell for $26.00, only $0.00 above the $43.50 raw price — less than an economy-tier grading fee. A PSA 9 ($23.26) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $43.50
- Grade 9.5
- $26.00
- PSA 9
- $23.26
- Gem premium
- 0.6×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $26.00 | −$42.50 | −$67.50 | −$168 |
| PSA 9 | $23.26 | −$45.24 | −$70.24 | −$170 |
Net = sale price − $43.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $23.95 | −$69.56 |
| 50% | $24.63 | −$68.87 |
| 75% | $25.32 | −$68.19 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Derek Anderson [Gold Refractor] #161 — FAQ
Is Derek Anderson [Gold Refractor] #161 worth grading?
Grade 9.5 copies of Derek Anderson [Gold Refractor] #161 sell for $26.00, only $0.00 above the $43.50 raw price — less than an economy-tier grading fee. A PSA 9 ($23.26) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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