Is Hubert Davis [Gold Refractor] #40 worth grading?
Basketball · Basketball Cards 1999 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Hubert Davis [Gold Refractor] #40 sells for $61.00 against $8.90 raw: a $52.10 spread, 6.9× the ungraded price. Even a PSA 9 ($55.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.90
- Grade 9.5
- $61.00
- PSA 9
- $55.00
- Gem premium
- 6.9×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $61.00 | +$27.10 | +$2.10 | −$97.90 |
| PSA 9 | $55.00 | +$21.10 | −$3.90 | −$104 |
| PSA 8 | $49.99 | +$16.09 | −$8.91 | −$109 |
Net = sale price − $8.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $56.50 | −$2.40 |
| 50% | $58.00 | −$0.90 |
| 75% | $59.50 | +$0.60 |
Break-even gem rate at the standard fee: about 65%. Centering is the usual reason a clean copy misses — measure it before you decide.
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Grading Hubert Davis [Gold Refractor] #40 — FAQ
Is Hubert Davis [Gold Refractor] #40 worth grading?
A Grade 9.5 Hubert Davis [Gold Refractor] #40 sells for $61.00 against $8.90 raw: a $52.10 spread, 6.9× the ungraded price. Even a PSA 9 ($55.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Hubert Davis [Gold Refractor] #40 break even?
At a standard ~$50 fee, submitting Hubert Davis [Gold Refractor] #40 breaks even when it gems about 65% of the time (a miss assumed to sell at the PSA 9 price of $55.00).
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