Is Michael Finley worth grading?
Basketball · Basketball Cards 1999 Fleer Mystique Fresh Ink · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Finley sells for $257 against $9.80 raw: a $247 spread, 26× the ungraded price. Even a PSA 9 ($50.38) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.80
- PSA 10
- $257
- PSA 9
- $50.38
- Gem premium
- 26×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $257 | +$222 | +$197 | +$96.77 |
| PSA 9 | $50.38 | +$15.58 | −$9.42 | −$109 |
| PSA 8 | $25.27 | −$9.53 | −$34.53 | −$135 |
Net = sale price − $9.80 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $102 | +$42.13 |
| 50% | $153 | +$93.67 |
| 75% | $205 | +$145 |
Break-even gem rate at the standard fee: about 5%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $334 | best | 55/45 | 70/30 |
| PSA 10 | $257 | −$77.43 | 55/45 | 75/25 |
| CGC 10 | $154 | −$180 | 55/45 | 75/25 |
| SGC 10 | $154 | −$180 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 1999 Fleer Mystique Fresh Ink cards worth checking
Full set checklist →Grading Michael Finley — FAQ
Is Michael Finley worth grading?
A PSA 10 Michael Finley sells for $257 against $9.80 raw: a $247 spread, 26× the ungraded price. Even a PSA 9 ($50.38) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Finley worth compared with raw?
A PSA 10 Michael Finley (Basketball Cards 1999 Fleer Mystique Fresh Ink) sells for about $257 versus $9.80 for a raw near-mint copy — a 26× premium as of Sep 4, 2026.
Which grading company is best for Michael Finley?
By resale value, BGS 10 leads at $334, ahead of PSA 10 at $257. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Finley need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Finley break even?
At a standard ~$50 fee, submitting Michael Finley breaks even when it gems about 5% of the time (a miss assumed to sell at the PSA 9 price of $50.38).
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