![Larry Fitzgerald [Gold Xfractor] #100 (Football Cards 2004 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/5FEAAeSwdipputsu/s-l1600.jpg)
Is Larry Fitzgerald [Gold Xfractor] #100 worth grading?
Football · Football Cards 2004 Topps Finest · full price guide →
Strong grading candidate — 3.4× premium in PSA 10
A PSA 10 Larry Fitzgerald [Gold Xfractor] #100 sells for $1,150 against $340 raw: a $810 spread, 3.4× the ungraded price. A PSA 9 ($315) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $340
- PSA 10
- $1,150
- PSA 9
- $315
- Gem premium
- 3.4×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,150 | +$785 | +$760 | +$660 |
| PSA 9 | $315 | −$50.00 | −$75.00 | −$175 |
Net = sale price − $340 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $524 | +$134 |
| 50% | $733 | +$343 |
| 75% | $941 | +$551 |
Break-even gem rate at the standard fee: about 9%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,495 | best | 55/45 | 70/30 |
| PSA 10 | $1,150 | −$345 | 55/45 | 75/25 |
| CGC 10 | $690 | −$805 | 55/45 | 75/25 |
| SGC 10 | $690 | −$805 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Larry Fitzgerald [Gold Xfractor] #100 — FAQ
Is Larry Fitzgerald [Gold Xfractor] #100 worth grading?
A PSA 10 Larry Fitzgerald [Gold Xfractor] #100 sells for $1,150 against $340 raw: a $810 spread, 3.4× the ungraded price. A PSA 9 ($315) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Larry Fitzgerald [Gold Xfractor] #100 worth compared with raw?
A PSA 10 Larry Fitzgerald [Gold Xfractor] #100 (Football Cards 2004 Topps Finest) sells for about $1,150 versus $340 for a raw near-mint copy — a 3.4× premium as of Sep 3, 2026.
Which grading company is best for Larry Fitzgerald [Gold Xfractor] #100?
By resale value, BGS 10 leads at $1,495, ahead of PSA 10 at $1,150. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Larry Fitzgerald [Gold Xfractor] #100 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Larry Fitzgerald [Gold Xfractor] #100 break even?
At a standard ~$50 fee, submitting Larry Fitzgerald [Gold Xfractor] #100 breaks even when it gems about 9% of the time (a miss assumed to sell at the PSA 9 price of $315).
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