![Roy Williams [Gold Xfractor] #76 (Football Cards 2004 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/xlkAAeSwnn9qOoEw/s-l1600.jpg)
Is Roy Williams [Gold Xfractor] #76 worth grading?
Football · Football Cards 2004 Topps Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Roy Williams [Gold Xfractor] #76 sell for $12.00, only $0.00 above the $14.99 raw price — less than an economy-tier grading fee. A PSA 9 ($11.19) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $14.99
- Grade 9.5
- $12.00
- PSA 9
- $11.19
- Gem premium
- 0.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $12.00 | −$27.99 | −$52.99 | −$153 |
| PSA 9 | $11.19 | −$28.80 | −$53.80 | −$154 |
Net = sale price − $14.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $11.39 | −$53.60 |
| 50% | $11.59 | −$53.40 |
| 75% | $11.80 | −$53.19 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Should I pay this?
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Grading Roy Williams [Gold Xfractor] #76 — FAQ
Is Roy Williams [Gold Xfractor] #76 worth grading?
Grade 9.5 copies of Roy Williams [Gold Xfractor] #76 sell for $12.00, only $0.00 above the $14.99 raw price — less than an economy-tier grading fee. A PSA 9 ($11.19) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
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