Is Ray Lewis [Gold Xfractor] #14 worth grading?
Football · Football Cards 2004 Topps Finest · full price guide →
Worth grading only if it gems
A Grade 9.5 Ray Lewis [Gold Xfractor] #14 brings $69.00 versus $42.99 raw — a $26.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($62.50) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $42.99
- Grade 9.5
- $69.00
- PSA 9
- $62.50
- Gem premium
- 1.6×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $69.00 | +$1.01 | −$23.99 | −$124 |
| PSA 9 | $62.50 | −$5.49 | −$30.49 | −$130 |
Net = sale price − $42.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $64.13 | −$28.87 |
| 50% | $65.75 | −$27.24 |
| 75% | $67.38 | −$25.62 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Ray Lewis [Gold Xfractor] #14 — FAQ
Is Ray Lewis [Gold Xfractor] #14 worth grading?
A Grade 9.5 Ray Lewis [Gold Xfractor] #14 brings $69.00 versus $42.99 raw — a $26.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($62.50) only about breaks even after fees, so the case rests on gemming.
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