Is Tim Hardaway [Refractor] #80 worth grading?
Basketball · Basketball Cards 1995 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tim Hardaway [Refractor] #80 sells for $88.00 against $5.49 raw: a $82.51 spread, 16× the ungraded price. Even a PSA 9 ($80.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.49
- Grade 9.5
- $88.00
- PSA 9
- $80.00
- Gem premium
- 16×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $88.00 | +$57.51 | +$32.51 | −$67.49 |
| PSA 9 | $80.00 | +$49.51 | +$24.51 | −$75.49 |
| PSA 8 | $14.99 | −$15.50 | −$40.50 | −$141 |
Net = sale price − $5.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $82.00 | +$26.51 |
| 50% | $84.00 | +$28.51 |
| 75% | $86.00 | +$30.51 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 1995 Finest cards worth checking
Full set checklist →Grading Tim Hardaway [Refractor] #80 — FAQ
Is Tim Hardaway [Refractor] #80 worth grading?
A Grade 9.5 Tim Hardaway [Refractor] #80 sells for $88.00 against $5.49 raw: a $82.51 spread, 16× the ungraded price. Even a PSA 9 ($80.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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