![Kobe Bryant [Refractor] #HR4 (Basketball Cards 1999 Topps Chrome Highlight Reels) — is it worth grading?](https://i.ebayimg.com/images/g/0IAAAeSwBRxqTacf/s-l1600.jpg)
Is Kobe Bryant [Refractor] #HR4 worth grading?
Basketball · Basketball Cards 1999 Topps Chrome Highlight Reels · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Kobe Bryant [Refractor] #HR4 sells for $2,299 against $103 raw: a $2,196 spread, 22× the ungraded price. Even a PSA 9 ($873) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $103
- PSA 10
- $2,299
- PSA 9
- $873
- Gem premium
- 22×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,299 | +$2,171 | +$2,146 | +$2,046 |
| PSA 9 | $873 | +$745 | +$720 | +$620 |
| PSA 8 | $107 | −$20.75 | −$45.75 | −$146 |
Net = sale price − $103 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,230 | +$1,077 |
| 50% | $1,586 | +$1,433 |
| 75% | $1,943 | +$1,790 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| PSA 10 | $2,299 | best | 55/45 | 75/25 |
| BGS 10 | $1,926 | −$373 | 55/45 | 70/30 |
| CGC 10 | $1,379 | −$920 | 55/45 | 75/25 |
| SGC 10 | $1,379 | −$920 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Topps Chrome Highlight Reels cards worth checking
Full set checklist →
![Stephon Marbury [Refractor] #HR1 1999 Topps Chrome Highlight Reels card](https://i.ebayimg.com/images/g/IrUAAeSwrzFqRuuL/s-l500.jpg)
Grading Kobe Bryant [Refractor] #HR4 — FAQ
Is Kobe Bryant [Refractor] #HR4 worth grading?
A PSA 10 Kobe Bryant [Refractor] #HR4 sells for $2,299 against $103 raw: a $2,196 spread, 22× the ungraded price. Even a PSA 9 ($873) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Kobe Bryant [Refractor] #HR4 worth compared with raw?
A PSA 10 Kobe Bryant [Refractor] #HR4 (Basketball Cards 1999 Topps Chrome Highlight Reels) sells for about $2,299 versus $103 for a raw near-mint copy — a 22× premium as of Sep 4, 2026.
Which grading company is best for Kobe Bryant [Refractor] #HR4?
By resale value, PSA 10 leads at $2,299, ahead of BGS 10 at $1,926. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Kobe Bryant [Refractor] #HR4 need for a PSA 10?
PSA publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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