![Anfernee Hardaway [Bordered Refractor] #M3 (Basketball Cards 1995 Finest Mystery) — is it worth grading?](https://i.ebayimg.com/images/g/17MAAeSwJmhqk8oa/s-l1600.jpg)
Is Anfernee Hardaway [Bordered Refractor] #M3 worth grading?
Basketball · Basketball Cards 1995 Finest Mystery · full price guide →
Strong grading candidate — 3.7× premium in PSA 10
A PSA 10 Anfernee Hardaway [Bordered Refractor] #M3 sells for $476 against $128 raw: a $348 spread, 3.7× the ungraded price. A PSA 9 ($16.05) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $128
- PSA 10
- $476
- PSA 9
- $16.05
- Gem premium
- 3.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $476 | +$323 | +$298 | +$198 |
| PSA 9 | $16.05 | −$136 | −$161 | −$261 |
Net = sale price − $128 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $131 | −$46.60 |
| 50% | $246 | +$68.27 |
| 75% | $361 | +$183 |
Break-even gem rate at the standard fee: about 35%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $618 | best | 55/45 | 70/30 |
| PSA 10 | $476 | −$143 | 55/45 | 75/25 |
| CGC 10 | $285 | −$333 | 55/45 | 75/25 |
| SGC 10 | $285 | −$333 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Finest Mystery cards worth checking
Full set checklist →![Michael Jordan [Orange Border Refractor Test Issue] #M1 1995 Finest Mystery card](https://i.ebayimg.com/images/g/TycAAeSwDB5qaFEe/s-l500.jpg)
![Anfernee Hardaway [Borderless Refractor] #M3 1995 Finest Mystery card](https://i.ebayimg.com/images/g/VnAAAeSwM-NqpcTy/s-l500.jpg)
![Shaquille O'Neal [Borderless Refractor] #M22 1995 Finest Mystery card](https://i.ebayimg.com/images/g/9ssAAeSwU0FqnLP5/s-l500.jpg)
Grading Anfernee Hardaway [Bordered Refractor] #M3 — FAQ
Is Anfernee Hardaway [Bordered Refractor] #M3 worth grading?
A PSA 10 Anfernee Hardaway [Bordered Refractor] #M3 sells for $476 against $128 raw: a $348 spread, 3.7× the ungraded price. A PSA 9 ($16.05) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Anfernee Hardaway [Bordered Refractor] #M3 worth compared with raw?
A PSA 10 Anfernee Hardaway [Bordered Refractor] #M3 (Basketball Cards 1995 Finest Mystery) sells for about $476 versus $128 for a raw near-mint copy — a 3.7× premium as of Sep 4, 2026.
Which grading company is best for Anfernee Hardaway [Bordered Refractor] #M3?
By resale value, BGS 10 leads at $618, ahead of PSA 10 at $476. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Anfernee Hardaway [Bordered Refractor] #M3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Anfernee Hardaway [Bordered Refractor] #M3 break even?
At a standard ~$50 fee, submitting Anfernee Hardaway [Bordered Refractor] #M3 breaks even when it gems about 35% of the time (a miss assumed to sell at the PSA 9 price of $16.05).
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