Is Grant Hill [Bordered Refractor] #M2 worth grading?
Basketball · Basketball Cards 1995 Finest Mystery · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Grant Hill [Bordered Refractor] #M2 sells for $54.00 against $1.85 raw: a $52.15 spread, 29× the ungraded price. Even a PSA 9 ($48.79) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.85
- Grade 9.5
- $54.00
- PSA 9
- $48.79
- Gem premium
- 29×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $54.00 | +$27.15 | +$2.15 | −$97.85 |
| PSA 9 | $48.79 | +$21.94 | −$3.06 | −$103 |
| PSA 8 | $28.00 | +$1.15 | −$23.85 | −$124 |
Net = sale price − $1.85 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $50.09 | −$1.76 |
| 50% | $51.39 | −$0.46 |
| 75% | $52.70 | +$0.85 |
Break-even gem rate at the standard fee: about 59%. Centering is the usual reason a clean copy misses — measure it before you decide.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1995 Finest Mystery cards worth checking
Full set checklist →![Michael Jordan [Orange Border Refractor Test Issue] #M1 1995 Finest Mystery card](https://i.ebayimg.com/images/g/TycAAeSwDB5qaFEe/s-l500.jpg)
![Michael Jordan [Orange Bordered Refractor] #M1 1995 Finest Mystery card](https://i.ebayimg.com/images/g/TycAAeSwDB5qaFEe/s-l500.jpg)
![Anfernee Hardaway [Borderless Refractor] #M3 1995 Finest Mystery card](https://i.ebayimg.com/images/g/VnAAAeSwM-NqpcTy/s-l500.jpg)
![Shaquille O'Neal [Borderless Refractor] #M22 1995 Finest Mystery card](https://i.ebayimg.com/images/g/9ssAAeSwU0FqnLP5/s-l500.jpg)

Grading Grant Hill [Bordered Refractor] #M2 — FAQ
Is Grant Hill [Bordered Refractor] #M2 worth grading?
A Grade 9.5 Grant Hill [Bordered Refractor] #M2 sells for $54.00 against $1.85 raw: a $52.15 spread, 29× the ungraded price. Even a PSA 9 ($48.79) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Grant Hill [Bordered Refractor] #M2 break even?
At a standard ~$50 fee, submitting Grant Hill [Bordered Refractor] #M2 breaks even when it gems about 59% of the time (a miss assumed to sell at the PSA 9 price of $48.79).
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.