Is Gary Payton [Luminous] #T13A worth grading?
Basketball · Basketball Cards 1997 Stadium Club Triumvirate · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Gary Payton [Luminous] #T13A sells for $93.00 against $16.00 raw: a $77.00 spread, 5.8× the ungraded price. Even a PSA 9 ($84.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $16.00
- Grade 9.5
- $93.00
- PSA 9
- $84.99
- Gem premium
- 5.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $93.00 | +$52.00 | +$27.00 | −$73.00 |
| PSA 9 | $84.99 | +$43.99 | +$18.99 | −$81.01 |
| PSA 8 | $12.50 | −$28.50 | −$53.50 | −$154 |
Net = sale price − $16.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $86.99 | +$20.99 |
| 50% | $89.00 | +$23.00 |
| 75% | $91.00 | +$25.00 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
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Enter the seller’s asking price to see your net outcome per grade.
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Grading Gary Payton [Luminous] #T13A — FAQ
Is Gary Payton [Luminous] #T13A worth grading?
A Grade 9.5 Gary Payton [Luminous] #T13A sells for $93.00 against $16.00 raw: a $77.00 spread, 5.8× the ungraded price. Even a PSA 9 ($84.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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