$Sean Taylor [Red Refractor] #120 (Football Cards 2004 Bowman Chrome) — is it worth grading?$

Is Sean Taylor [Red Refractor] #120 worth grading?

Football · Football Cards 2004 Bowman Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Sean Taylor [Red Refractor] #120 sells for $1,277 against $796 raw: a $481 spread, 1.6× the ungraded price. Even a PSA 9 ($1,050) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $796
PSA 10: $1,277
PSA 9: $1,050
Gem premium: 1.6×
As of: Sep 4, 2026

Break-even by outcome and fee

Sean Taylor [Red Refractor] #120: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$1,277	+$456	+$431	+$331
PSA 9	$1,050	+$229	+$204	+$104
PSA 8	$635	−$186	−$211	−$311

Net = sale price − $796 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Sean Taylor [Red Refractor] #120: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$1,107	+$261
50%	$1,163	+$317
75%	$1,220	+$374

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Sean Taylor [Red Refractor] #120: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$1,660	best	55/45	70/30
PSA 10	$1,277	−$383	55/45	75/25
CGC 10	$766	−$894	55/45	75/25
SGC 10	$766	−$894	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Sean Taylor [Red Refractor] #120 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$1,277	$766	$1,660	$766	—
9.5	—	—	—	—	$1,155
9	—	—	—	—	$1,050
8	—	—	—	—	$635

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 2004 Bowman Chrome cards worth checking

Full set checklist →

Tom Brady #106

Raw $19.97PSA 10 $426

$Tom Brady [Refractor] #106 2004 Bowman Chrome card$

Tom Brady [Refractor] #106

Raw $190PSA 10 $2,796

$Tom Brady [Xfractor] #106 2004 Bowman Chrome card$

Tom Brady [Xfractor] #106

Raw $521PSA 10 $4,522

$Larry Fitzgerald [White Refractor] #118 2004 Bowman Chrome card$

Larry Fitzgerald [White Refractor] #118

Raw $109PSA 10 $699

Ben Roethlisberger [Autograph] #111

Raw $730PSA 10 $4,500

Sean Taylor #120

Raw $46.00PSA 10 $259

Grading Sean Taylor [Red Refractor] #120 — FAQ

Is Sean Taylor [Red Refractor] #120 worth grading?

How much is a PSA 10 Sean Taylor [Red Refractor] #120 worth compared with raw?

A PSA 10 Sean Taylor [Red Refractor] #120 (Football Cards 2004 Bowman Chrome) sells for about $1,277 versus $796 for a raw near-mint copy — a 1.6× premium as of Sep 4, 2026.

Which grading company is best for Sean Taylor [Red Refractor] #120?

By resale value, BGS 10 leads at $1,660, ahead of PSA 10 at $1,277. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Sean Taylor [Red Refractor] #120 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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