![Tom Brady [Xfractor] #106 (Football Cards 2004 Bowman Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/ONQAAeSwcRVqE3SR/s-l1600.jpg)
Is Tom Brady [Xfractor] #106 worth grading?
Football · Football Cards 2004 Bowman Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tom Brady [Xfractor] #106 sells for $4,510 against $350 raw: a $4,160 spread, 13× the ungraded price. Even a PSA 9 ($811) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $350
- PSA 10
- $4,510
- PSA 9
- $811
- Gem premium
- 13×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $4,510 | +$4,135 | +$4,110 | +$4,010 |
| PSA 9 | $811 | +$436 | +$411 | +$311 |
| PSA 8 | $498 | +$123 | +$97.98 | −$2.02 |
Net = sale price − $350 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,736 | +$1,336 |
| 50% | $2,660 | +$2,260 |
| 75% | $3,585 | +$3,185 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $5,863 | best | 55/45 | 70/30 |
| PSA 10 | $4,510 | −$1,353 | 55/45 | 75/25 |
| CGC 10 | $2,706 | −$3,157 | 55/45 | 75/25 |
| SGC 10 | $2,706 | −$3,157 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $4,510 | $2,706 | $5,863 | $2,706 | — |
| 9.5 | — | — | — | — | $957 |
| 9 | — | — | — | — | $811 |
| 8 | — | — | — | — | $498 |
| 7 | — | — | — | — | $196 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2004 Bowman Chrome cards worth checking
Full set checklist →
![Tom Brady [Refractor] #106 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/vikAAeSwto1qFPb-/s-l500.jpg)
![Larry Fitzgerald [White Refractor] #118 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/wsAAAeSwEFNqWX03/s-l500.jpg)
Grading Tom Brady [Xfractor] #106 — FAQ
Is Tom Brady [Xfractor] #106 worth grading?
A PSA 10 Tom Brady [Xfractor] #106 sells for $4,510 against $350 raw: a $4,160 spread, 13× the ungraded price. Even a PSA 9 ($811) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Xfractor] #106 worth compared with raw?
A PSA 10 Tom Brady [Xfractor] #106 (Football Cards 2004 Bowman Chrome) sells for about $4,510 versus $350 for a raw near-mint copy — a 13× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Xfractor] #106?
By resale value, BGS 10 leads at $5,863, ahead of PSA 10 at $4,510. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Xfractor] #106 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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