![Jonathan Vilma [Autograph] #242 (Football Cards 2004 Bowman Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/5CcAAeSwnu5qfQ1h/s-l1600.jpg)
Is Jonathan Vilma [Autograph] #242 worth grading?
Football · Football Cards 2004 Bowman Chrome · full price guide →
Strong grading candidate — 15× premium in PSA 10
A PSA 10 Jonathan Vilma [Autograph] #242 sells for $81.97 against $5.50 raw: a $76.47 spread, 15× the ungraded price. A PSA 9 ($29.55) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $5.50
- PSA 10
- $81.97
- PSA 9
- $29.55
- Gem premium
- 15×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $81.97 | +$51.47 | +$26.47 | −$73.53 |
| PSA 9 | $29.55 | −$0.95 | −$25.95 | −$126 |
| PSA 8 | $15.65 | −$14.85 | −$39.85 | −$140 |
Net = sale price − $5.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $42.66 | −$12.84 |
| 50% | $55.76 | +$0.26 |
| 75% | $68.86 | +$13.36 |
Break-even gem rate at the standard fee: about 50%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $107 | best | 55/45 | 70/30 |
| PSA 10 | $81.97 | −$25.03 | 55/45 | 75/25 |
| CGC 10 | $49.00 | −$58.00 | 55/45 | 75/25 |
| SGC 10 | $49.00 | −$58.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2004 Bowman Chrome cards worth checking
Full set checklist →Grading Jonathan Vilma [Autograph] #242 — FAQ
Is Jonathan Vilma [Autograph] #242 worth grading?
A PSA 10 Jonathan Vilma [Autograph] #242 sells for $81.97 against $5.50 raw: a $76.47 spread, 15× the ungraded price. A PSA 9 ($29.55) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jonathan Vilma [Autograph] #242 worth compared with raw?
A PSA 10 Jonathan Vilma [Autograph] #242 (Football Cards 2004 Bowman Chrome) sells for about $81.97 versus $5.50 for a raw near-mint copy — a 15× premium as of Sep 3, 2026.
Which grading company is best for Jonathan Vilma [Autograph] #242?
By resale value, BGS 10 leads at $107, ahead of PSA 10 at $81.97. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jonathan Vilma [Autograph] #242 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Jonathan Vilma [Autograph] #242 break even?
At a standard ~$50 fee, submitting Jonathan Vilma [Autograph] #242 breaks even when it gems about 50% of the time (a miss assumed to sell at the PSA 9 price of $29.55).
Best on iPhone & Android
Check your football card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

![Tom Brady [Refractor] #106 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/vikAAeSwto1qFPb-/s-l500.jpg)
![Tom Brady [Xfractor] #106 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/ONQAAeSwcRVqE3SR/s-l500.jpg)
![Larry Fitzgerald [White Refractor] #118 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/wsAAAeSwEFNqWX03/s-l500.jpg)
![Ben Roethlisberger [Autograph] #111 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/uw4AAOSwgalm3opV/s-l500.jpg)
![Philip Rivers [Autograph] #223 2004 Bowman Chrome card](https://i.ebayimg.com/images/g/R2MAAeSwfEhqq2Bs/s-l500.jpg)