![Michael Jordan [Refractor] #331 (Basketball Cards 1994 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/eEwAAeSweUpqF64c/s-l1600.jpg)
Is Michael Jordan [Refractor] #331 worth grading?
Basketball · Basketball Cards 1994 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Michael Jordan [Refractor] #331 sells for $11,500 against $895 raw: a $10,605 spread, 13× the ungraded price. Even a PSA 9 ($2,940) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $895
- PSA 10
- $11,500
- PSA 9
- $2,940
- Gem premium
- 13×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $11,500 | +$10,580 | +$10,555 | +$10,455 |
| PSA 9 | $2,940 | +$2,020 | +$1,995 | +$1,895 |
| PSA 8 | $1,693 | +$773 | +$748 | +$648 |
Net = sale price − $895 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $5,080 | +$4,135 |
| 50% | $7,220 | +$6,275 |
| 75% | $9,360 | +$8,415 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $14,950 | best | 55/45 | 70/30 |
| PSA 10 | $11,500 | −$3,450 | 55/45 | 75/25 |
| CGC 10 | $6,900 | −$8,050 | 55/45 | 75/25 |
| SGC 10 | $6,900 | −$8,050 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $11,500 | $6,900 | $14,950 | $6,900 | — |
| 9.5 | — | — | — | — | $3,234 |
| 9 | — | — | — | — | $2,940 |
| 8 | — | — | — | — | $1,693 |
| 7 | — | — | — | — | $1,270 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Finest cards worth checking
Full set checklist →![Grant Hill [Refractor] #200 1994 Finest card](https://i.ebayimg.com/images/g/5Z0AAeSw779qSLh2/s-l500.jpg)
![Shaquille O'Neal [Refractor] #32 1994 Finest card](https://i.ebayimg.com/images/g/YYcAAeSwDgxqFf~y/s-l500.jpg)
![Jason Kidd [Refractor] #286 1994 Finest card](https://i.ebayimg.com/images/g/LzUAAeSwOeFqHNyi/s-l500.jpg)
![Michael Jordan [Refractor with Coating] #331 1994 Finest card](https://i.ebayimg.com/images/g/eEwAAeSweUpqF64c/s-l500.jpg)
![Grant Hill [Refractor] #240 1994 Finest card](https://i.ebayimg.com/images/g/7fYAAOSw8FVmQsdj/s-l500.jpg)
Grading Michael Jordan [Refractor] #331 — FAQ
Is Michael Jordan [Refractor] #331 worth grading?
A PSA 10 Michael Jordan [Refractor] #331 sells for $11,500 against $895 raw: a $10,605 spread, 13× the ungraded price. Even a PSA 9 ($2,940) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Jordan [Refractor] #331 worth compared with raw?
A PSA 10 Michael Jordan [Refractor] #331 (Basketball Cards 1994 Finest) sells for about $11,500 versus $895 for a raw near-mint copy — a 13× premium as of Jul 11, 2026.
Which grading company is best for Michael Jordan [Refractor] #331?
By resale value, BGS 10 leads at $14,950, ahead of PSA 10 at $11,500. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Jordan [Refractor] #331 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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