Is Jason Kidd [Refractor with Coating] #286 worth grading?
Basketball · Basketball Cards 1994 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jason Kidd [Refractor with Coating] #286 sells for $2,141 against $128 raw: a $2,013 spread, 17× the ungraded price. Even a PSA 9 ($394) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $128
- PSA 10
- $2,141
- PSA 9
- $394
- Gem premium
- 17×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,141 | +$1,988 | +$1,963 | +$1,863 |
| PSA 9 | $394 | +$241 | +$216 | +$116 |
| PSA 8 | $144 | −$8.41 | −$33.41 | −$133 |
Net = sale price − $128 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $830 | +$653 |
| 50% | $1,267 | +$1,090 |
| 75% | $1,704 | +$1,526 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,783 | best | 55/45 | 70/30 |
| PSA 10 | $2,141 | −$642 | 55/45 | 75/25 |
| CGC 10 | $1,284 | −$1,499 | 55/45 | 75/25 |
| SGC 10 | $1,284 | −$1,499 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,141 | $1,284 | $2,783 | $1,284 | — |
| 9.5 | — | — | — | — | $433 |
| 9 | — | — | — | — | $394 |
| 8 | — | — | — | — | $144 |
| 7 | — | — | — | — | $115 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Finest cards worth checking
Full set checklist →![Grant Hill [Refractor] #200 1994 Finest card](https://i.ebayimg.com/images/g/5Z0AAeSw779qSLh2/s-l500.jpg)
![Shaquille O'Neal [Refractor] #32 1994 Finest card](https://i.ebayimg.com/images/g/YYcAAeSwDgxqFf~y/s-l500.jpg)
![Jason Kidd [Refractor] #286 1994 Finest card](https://i.ebayimg.com/images/g/LzUAAeSwOeFqHNyi/s-l500.jpg)
![Michael Jordan [Refractor] #331 1994 Finest card](https://i.ebayimg.com/images/g/eEwAAeSweUpqF64c/s-l500.jpg)
![Grant Hill [Refractor] #240 1994 Finest card](https://i.ebayimg.com/images/g/7fYAAOSw8FVmQsdj/s-l500.jpg)
Grading Jason Kidd [Refractor with Coating] #286 — FAQ
Is Jason Kidd [Refractor with Coating] #286 worth grading?
A PSA 10 Jason Kidd [Refractor with Coating] #286 sells for $2,141 against $128 raw: a $2,013 spread, 17× the ungraded price. Even a PSA 9 ($394) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jason Kidd [Refractor with Coating] #286 worth compared with raw?
A PSA 10 Jason Kidd [Refractor with Coating] #286 (Basketball Cards 1994 Finest) sells for about $2,141 versus $128 for a raw near-mint copy — a 17× premium as of Jul 11, 2026.
Which grading company is best for Jason Kidd [Refractor with Coating] #286?
By resale value, BGS 10 leads at $2,783, ahead of PSA 10 at $2,141. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jason Kidd [Refractor with Coating] #286 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free