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Michael Penix Jr. [Gold] #14 (Football Cards 2024 Panini Donruss Downtown) — is it worth grading?

Is Michael Penix Jr. [Gold] #14 worth grading?

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Grading rarely pays for this card

PSA 10 copies of Michael Penix Jr. [Gold] #14 sell for $4,807, only $0.00 above the $6,949 raw price — less than an economy-tier grading fee. A PSA 9 ($3,850) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$6,949
PSA 10
$4,807
PSA 9
$3,850
Gem premium
0.7×
As of
Aug 16, 2026

Break-even by outcome and fee

Michael Penix Jr. [Gold] #14: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$4,807−$2,167−$2,192−$2,292
PSA 9$3,850−$3,124−$3,149−$3,249

Net = sale price − $6,949 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Michael Penix Jr. [Gold] #14: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$4,089−$2,910
50%$4,328−$2,671
75%$4,568−$2,432

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Michael Penix Jr. [Gold] #14: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$6,249best55/4570/30
PSA 10$4,807−$1,44255/4575/25
CGC 10$2,884−$3,36555/4575/25
SGC 10$2,884−$3,36555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Michael Penix Jr. [Gold] #14 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$4,807$2,884$6,249$2,884
9.5$4,235
9$3,850

Run your own numbers

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Grading Michael Penix Jr. [Gold] #14 — FAQ

Is Michael Penix Jr. [Gold] #14 worth grading?

PSA 10 copies of Michael Penix Jr. [Gold] #14 sell for $4,807, only $0.00 above the $6,949 raw price — less than an economy-tier grading fee. A PSA 9 ($3,850) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Michael Penix Jr. [Gold] #14 worth compared with raw?

A PSA 10 Michael Penix Jr. [Gold] #14 (Football Cards 2024 Panini Donruss Downtown) sells for about $4,807 versus $6,949 for a raw near-mint copy — a 0.7× premium as of Aug 16, 2026.

Which grading company is best for Michael Penix Jr. [Gold] #14?

By resale value, BGS 10 leads at $6,249, ahead of PSA 10 at $4,807. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Michael Penix Jr. [Gold] #14 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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