Is Troy Polamalu [Black Refractor] #274 worth grading?
Football · Football Cards 2003 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Troy Polamalu [Black Refractor] #274 sells for $1,249 against $575 raw: a $674 spread, 2.2× the ungraded price. Even a PSA 9 ($1,135) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $575
- Grade 9.5
- $1,249
- PSA 9
- $1,135
- Gem premium
- 2.2×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $1,249 | +$649 | +$624 | +$524 |
| PSA 9 | $1,135 | +$535 | +$510 | +$410 |
| PSA 8 | $440 | −$160 | −$185 | −$285 |
Net = sale price − $575 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,164 | +$538 |
| 50% | $1,192 | +$567 |
| 75% | $1,221 | +$595 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $1,249 |
| 9 | $1,135 |
| 8 | $440 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Troy Polamalu [Black Refractor] #274 — FAQ
Is Troy Polamalu [Black Refractor] #274 worth grading?
A Grade 9.5 Troy Polamalu [Black Refractor] #274 sells for $1,249 against $575 raw: a $674 spread, 2.2× the ungraded price. Even a PSA 9 ($1,135) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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