![Tom Brady [Black Refractor] #148 (Football Cards 2003 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/n-IAAOSw6l1h42av/s-l1600.jpg)
Is Tom Brady [Black Refractor] #148 worth grading?
Football · Football Cards 2003 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tom Brady [Black Refractor] #148 sells for $3,674 against $425 raw: a $3,249 spread, 8.6× the ungraded price. Even a PSA 9 ($1,163) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $425
- PSA 10
- $3,674
- PSA 9
- $1,163
- Gem premium
- 8.6×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,674 | +$3,224 | +$3,199 | +$3,099 |
| PSA 9 | $1,163 | +$713 | +$688 | +$588 |
| PSA 8 | $670 | +$220 | +$195 | +$95.00 |
Net = sale price − $425 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,790 | +$1,315 |
| 50% | $2,418 | +$1,943 |
| 75% | $3,046 | +$2,571 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,777 | best | 55/45 | 70/30 |
| PSA 10 | $3,674 | −$1,103 | 55/45 | 75/25 |
| CGC 10 | $2,205 | −$2,572 | 55/45 | 75/25 |
| SGC 10 | $2,205 | −$2,572 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $3,674 | $2,205 | $4,777 | $2,205 | — |
| 9.5 | — | — | — | — | $1,279 |
| 9 | — | — | — | — | $1,163 |
| 8 | — | — | — | — | $670 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2003 Topps Chrome cards worth checking
Full set checklist →
![Tom Brady [Black Refractor] #124 2003 Topps Chrome card](https://i.ebayimg.com/images/g/vLcAAeSwQ2tqRHyW/s-l500.jpg)
Grading Tom Brady [Black Refractor] #148 — FAQ
Is Tom Brady [Black Refractor] #148 worth grading?
A PSA 10 Tom Brady [Black Refractor] #148 sells for $3,674 against $425 raw: a $3,249 spread, 8.6× the ungraded price. Even a PSA 9 ($1,163) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Black Refractor] #148 worth compared with raw?
A PSA 10 Tom Brady [Black Refractor] #148 (Football Cards 2003 Topps Chrome) sells for about $3,674 versus $425 for a raw near-mint copy — a 8.6× premium as of Jul 11, 2026.
Which grading company is best for Tom Brady [Black Refractor] #148?
By resale value, BGS 10 leads at $4,777, ahead of PSA 10 at $3,674. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Black Refractor] #148 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free