Is James Morgan #RA38 worth grading?
Football · Football Cards 2020 Panini Mosaic Rookie Autographs · full price guide →
Grading rarely pays for this card
PSA 10 copies of James Morgan #RA38 sell for $15.70, only $13.96 above the $1.74 raw price — less than an economy-tier grading fee. A PSA 9 ($11.82) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.74
- PSA 10
- $15.70
- PSA 9
- $11.82
- Gem premium
- 9.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $15.70 | −$11.04 | −$36.04 | −$136 |
| PSA 9 | $11.82 | −$14.92 | −$39.92 | −$140 |
| PSA 8 | $6.34 | −$20.40 | −$45.40 | −$145 |
Net = sale price − $1.74 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $12.79 | −$38.95 |
| 50% | $13.76 | −$37.98 |
| 75% | $14.73 | −$37.01 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $20.00 | best | 55/45 | 70/30 |
| PSA 10 | $15.70 | −$4.30 | 55/45 | 75/25 |
| CGC 10 | $9.00 | −$11.00 | 55/45 | 75/25 |
| SGC 10 | $9.00 | −$11.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading James Morgan #RA38 — FAQ
Is James Morgan #RA38 worth grading?
PSA 10 copies of James Morgan #RA38 sell for $15.70, only $13.96 above the $1.74 raw price — less than an economy-tier grading fee. A PSA 9 ($11.82) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 James Morgan #RA38 worth compared with raw?
A PSA 10 James Morgan #RA38 (Football Cards 2020 Panini Mosaic Rookie Autographs) sells for about $15.70 versus $1.74 for a raw near-mint copy — a 9.0× premium as of Sep 4, 2026.
Which grading company is best for James Morgan #RA38?
By resale value, BGS 10 leads at $20.00, ahead of PSA 10 at $15.70. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does James Morgan #RA38 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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