Is J.J. McCarthy [Gold Spectrum] #SG-JMY worth grading?

Football · Football Cards 2024 Panini Absolute Star Gazing · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of J.J. McCarthy [Gold Spectrum] #SG-JMY sell for $132, only $0.00 above the $146 raw price — less than an economy-tier grading fee. A PSA 9 ($120) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $146
Grade 9.5: $132
PSA 9: $120
Gem premium: 0.9×
As of: Sep 4, 2026

Break-even by outcome and fee

J.J. McCarthy [Gold Spectrum] #SG-JMY: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$132	−$38.75	−$63.75	−$164
PSA 9	$120	−$50.75	−$75.75	−$176
PSA 8	$109	−$61.37	−$86.37	−$186

Net = sale price − $146 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

J.J. McCarthy [Gold Spectrum] #SG-JMY: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$123	−$72.75
50%	$126	−$69.75
75%	$129	−$66.75

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

J.J. McCarthy [Gold Spectrum] #SG-JMY graded prices by company and grade
Grade	Graded
9.5	$132
9	$120
8	$109

Run your own numbers

Should I pay this?

Asking priceGrading fee

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