![The Finest on Naboo [Refractor] #78 (Star Wars 2021 Topps Chrome Galaxy) — is it worth grading?](https://i.ebayimg.com/images/g/dt4AAeSwzEVqKpOe/s-l1600.jpg)
Is The Finest on Naboo [Refractor] #78 worth grading?
Star Wars · Star Wars 2021 Topps Chrome Galaxy · full price guide →
Strong grading candidate — 3.8× premium in PSA 10
A PSA 10 The Finest on Naboo [Refractor] #78 sells for $574 against $150 raw: a $424 spread, 3.8× the ungraded price. A PSA 9 ($144) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $150
- PSA 10
- $574
- PSA 9
- $144
- Gem premium
- 3.8×
- As of
- Oct 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $574 | +$399 | +$374 | +$274 |
| PSA 9 | $144 | −$31.00 | −$56.00 | −$156 |
| PSA 8 | $82.00 | −$93.00 | −$118 | −$218 |
Net = sale price − $150 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $251 | +$51.42 |
| 50% | $359 | +$159 |
| 75% | $466 | +$266 |
Break-even gem rate at the standard fee: about 13%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $746 | best | 55/45 | 70/30 |
| PSA 10 | $574 | −$172 | 55/45 | 75/25 |
| CGC 10 | $344 | −$402 | 55/45 | 75/25 |
| SGC 10 | $344 | −$402 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other Star Wars 2021 Topps Chrome Galaxy cards worth checking
Full set checklist →![Jedi a la Kurosawa [Atomic Refractor] #88 Star Wars 2021 Topps Chrome Galaxy card](https://i.ebayimg.com/images/g/b-kAAeSwndxqhHZW/s-l500.jpg)
![Padme Amidala [Red Refractor] #40 Star Wars 2021 Topps Chrome Galaxy card](https://i.ebayimg.com/images/g/1LcAAeSwc8Fqg6A9/s-l500.jpg)
![Yoda on Dagobah [Red Refractor] #44 Star Wars 2021 Topps Chrome Galaxy card](https://i.ebayimg.com/images/g/w10AAeSwHjNqc3PN/s-l500.jpg)
Grading The Finest on Naboo [Refractor] #78 — FAQ
Is The Finest on Naboo [Refractor] #78 worth grading?
A PSA 10 The Finest on Naboo [Refractor] #78 sells for $574 against $150 raw: a $424 spread, 3.8× the ungraded price. A PSA 9 ($144) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 The Finest on Naboo [Refractor] #78 worth compared with raw?
A PSA 10 The Finest on Naboo [Refractor] #78 (Star Wars 2021 Topps Chrome Galaxy) sells for about $574 versus $150 for a raw near-mint copy — a 3.8× premium as of Oct 4, 2026.
Which grading company is best for The Finest on Naboo [Refractor] #78?
By resale value, BGS 10 leads at $746, ahead of PSA 10 at $574. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does The Finest on Naboo [Refractor] #78 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading The Finest on Naboo [Refractor] #78 break even?
At a standard ~$50 fee, submitting The Finest on Naboo [Refractor] #78 breaks even when it gems about 13% of the time (a miss assumed to sell at the PSA 9 price of $144).
Best on iPhone & Android
Check your Star Wars card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
