![J.J. McCarthy [Gold] #400 (Football Cards 2024 Panini Prizm) — is it worth grading?](https://i.ebayimg.com/images/g/sHMAAeSwoolqSySz/s-l1600.jpg)
Is J.J. McCarthy [Gold] #400 worth grading?
Football · Football Cards 2024 Panini Prizm · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of J.J. McCarthy [Gold] #400 sell for $3,960, only $0.00 above the $7,820 raw price — less than an economy-tier grading fee. A PSA 9 ($3,600) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $7,820
- Grade 9.5
- $3,960
- PSA 9
- $3,600
- Gem premium
- 0.5×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $3,960 | −$3,885 | −$3,910 | −$4,010 |
| PSA 9 | $3,600 | −$4,245 | −$4,270 | −$4,370 |
| PSA 8 | $16.99 | −$7,828 | −$7,853 | −$7,953 |
Net = sale price − $7,820 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $3,690 | −$4,180 |
| 50% | $3,780 | −$4,090 |
| 75% | $3,870 | −$4,000 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $3,960 |
| 9 | $3,600 |
| 8 | $16.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Panini Prizm cards worth checking
Full set checklist →![Patrick Mahomes II [Gold] #138 2024 Panini Prizm card](https://i.ebayimg.com/images/g/dCwAAeSwATdqE3LN/s-l500.jpg)
![Jayden Daniels [White] #347 2024 Panini Prizm card](https://i.ebayimg.com/images/g/uCkAAeSwePZqIdIQ/s-l500.jpg)
Grading J.J. McCarthy [Gold] #400 — FAQ
Is J.J. McCarthy [Gold] #400 worth grading?
Grade 9.5 copies of J.J. McCarthy [Gold] #400 sell for $3,960, only $0.00 above the $7,820 raw price — less than an economy-tier grading fee. A PSA 9 ($3,600) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free