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J.J. McCarthy [Gold] #400 (Football Cards 2024 Panini Prizm) — is it worth grading?

Is J.J. McCarthy [Gold] #400 worth grading?

Football · Football Cards 2024 Panini Prizm · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of J.J. McCarthy [Gold] #400 sell for $3,960, only $0.00 above the $7,851 raw price — less than an economy-tier grading fee. A PSA 9 ($3,600) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$7,851
Grade 9.5
$3,960
PSA 9
$3,600
Gem premium
0.5×
As of
Sep 4, 2026

Break-even by outcome and fee

J.J. McCarthy [Gold] #400: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$3,960−$3,916−$3,941−$4,041
PSA 9$3,600−$4,276−$4,301−$4,401
PSA 8$17.99−$7,858−$7,883−$7,983

Net = sale price − $7,851 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

J.J. McCarthy [Gold] #400: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$3,690−$4,211
50%$3,780−$4,121
75%$3,870−$4,031

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

J.J. McCarthy [Gold] #400 graded prices by company and grade
GradeGraded
9.5$3,960
9$3,600
8$17.99

Run your own numbers

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Grading J.J. McCarthy [Gold] #400 — FAQ

Is J.J. McCarthy [Gold] #400 worth grading?

Grade 9.5 copies of J.J. McCarthy [Gold] #400 sell for $3,960, only $0.00 above the $7,851 raw price — less than an economy-tier grading fee. A PSA 9 ($3,600) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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