![J.J. McCarthy [Black White Checker] #400 (Football Cards 2024 Panini Prizm) — is it worth grading?](https://i.ebayimg.com/images/g/U2AAAeSw1ihqVae6/s-l1600.jpg)
Is J.J. McCarthy [Black White Checker] #400 worth grading?
Football · Football Cards 2024 Panini Prizm · full price guide →
Strong grading candidate — 10.0× premium in PSA 10
A PSA 10 J.J. McCarthy [Black White Checker] #400 sells for $447 against $44.90 raw: a $402 spread, 10.0× the ungraded price. A PSA 9 ($59.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $44.90
- PSA 10
- $447
- PSA 9
- $59.99
- Gem premium
- 10.0×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $447 | +$377 | +$352 | +$252 |
| PSA 9 | $59.99 | −$9.91 | −$34.91 | −$135 |
| PSA 8 | $55.00 | −$14.90 | −$39.90 | −$140 |
Net = sale price − $44.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $157 | +$61.88 |
| 50% | $254 | +$159 |
| 75% | $350 | +$255 |
Break-even gem rate at the standard fee: about 9%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $581 | best | 55/45 | 70/30 |
| PSA 10 | $447 | −$134 | 55/45 | 75/25 |
| CGC 10 | $268 | −$313 | 55/45 | 75/25 |
| SGC 10 | $268 | −$313 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $447 | $268 | $581 | $268 | — |
| 9.5 | — | — | — | — | $131 |
| 9 | — | — | — | — | $59.99 |
| 8 | — | — | — | — | $55.00 |
| 7 | — | — | — | — | $44.00 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Panini Prizm cards worth checking
Full set checklist →![Patrick Mahomes II [Gold] #138 2024 Panini Prizm card](https://i.ebayimg.com/images/g/dCwAAeSwATdqE3LN/s-l500.jpg)
![Jayden Daniels [White] #347 2024 Panini Prizm card](https://i.ebayimg.com/images/g/uCkAAeSwePZqIdIQ/s-l500.jpg)
![J.J. McCarthy [Gold] #400 2024 Panini Prizm card](https://i.ebayimg.com/images/g/sHMAAeSwoolqSySz/s-l500.jpg)
Grading J.J. McCarthy [Black White Checker] #400 — FAQ
Is J.J. McCarthy [Black White Checker] #400 worth grading?
A PSA 10 J.J. McCarthy [Black White Checker] #400 sells for $447 against $44.90 raw: a $402 spread, 10.0× the ungraded price. A PSA 9 ($59.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 J.J. McCarthy [Black White Checker] #400 worth compared with raw?
A PSA 10 J.J. McCarthy [Black White Checker] #400 (Football Cards 2024 Panini Prizm) sells for about $447 versus $44.90 for a raw near-mint copy — a 10.0× premium as of Jul 11, 2026.
Which grading company is best for J.J. McCarthy [Black White Checker] #400?
By resale value, BGS 10 leads at $581, ahead of PSA 10 at $447. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does J.J. McCarthy [Black White Checker] #400 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading J.J. McCarthy [Black White Checker] #400 break even?
At a standard ~$50 fee, submitting J.J. McCarthy [Black White Checker] #400 breaks even when it gems about 9% of the time (a miss assumed to sell at the PSA 9 price of $59.99).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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