![Michael Penix Jr. [Black White Checker] #378 (Football Cards 2024 Panini Prizm) — is it worth grading?](https://i.ebayimg.com/images/g/YAkAAeSwkvJqNby2/s-l1600.jpg)
Is Michael Penix Jr. [Black White Checker] #378 worth grading?
Football · Football Cards 2024 Panini Prizm · full price guide →
Strong grading candidate — 5.8× premium in PSA 10
A PSA 10 Michael Penix Jr. [Black White Checker] #378 sells for $163 against $28.25 raw: a $135 spread, 5.8× the ungraded price. A PSA 9 ($41.28) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $28.25
- PSA 10
- $163
- PSA 9
- $41.28
- Gem premium
- 5.8×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $163 | +$110 | +$84.87 | −$15.13 |
| PSA 9 | $41.28 | −$11.97 | −$36.97 | −$137 |
| PSA 8 | $31.99 | −$21.26 | −$46.26 | −$146 |
Net = sale price − $28.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $71.74 | −$6.51 |
| 50% | $102 | +$23.95 |
| 75% | $133 | +$54.41 |
Break-even gem rate at the standard fee: about 30%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $212 | best | 55/45 | 70/30 |
| SGC 10 | $184 | −$28.29 | 55/45 | 75/25 |
| PSA 10 | $163 | −$48.88 | 55/45 | 75/25 |
| CGC 10 | $98.00 | −$114 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $163 | $98.00 | $212 | $184 | — |
| 9.5 | — | — | — | — | $116 |
| 9 | — | — | — | — | $41.28 |
| 8 | — | — | — | — | $31.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2024 Panini Prizm cards worth checking
Full set checklist →![Patrick Mahomes II [Gold] #138 2024 Panini Prizm card](https://i.ebayimg.com/images/g/dCwAAeSwATdqE3LN/s-l500.jpg)
![Jayden Daniels [White] #347 2024 Panini Prizm card](https://i.ebayimg.com/images/g/uCkAAeSwePZqIdIQ/s-l500.jpg)
![J.J. McCarthy [Gold] #400 2024 Panini Prizm card](https://i.ebayimg.com/images/g/sHMAAeSwoolqSySz/s-l500.jpg)
Grading Michael Penix Jr. [Black White Checker] #378 — FAQ
Is Michael Penix Jr. [Black White Checker] #378 worth grading?
A PSA 10 Michael Penix Jr. [Black White Checker] #378 sells for $163 against $28.25 raw: a $135 spread, 5.8× the ungraded price. A PSA 9 ($41.28) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Michael Penix Jr. [Black White Checker] #378 worth compared with raw?
A PSA 10 Michael Penix Jr. [Black White Checker] #378 (Football Cards 2024 Panini Prizm) sells for about $163 versus $28.25 for a raw near-mint copy — a 5.8× premium as of Jul 11, 2026.
Which grading company is best for Michael Penix Jr. [Black White Checker] #378?
By resale value, BGS 10 leads at $212, ahead of SGC 10 at $184. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Michael Penix Jr. [Black White Checker] #378 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Michael Penix Jr. [Black White Checker] #378 break even?
At a standard ~$50 fee, submitting Michael Penix Jr. [Black White Checker] #378 breaks even when it gems about 30% of the time (a miss assumed to sell at the PSA 9 price of $41.28).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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