$Gary Payton [Refractor] #140 (Basketball Cards 1993 Finest) — is it worth grading?$

Is Gary Payton [Refractor] #140 worth grading?

Basketball · Basketball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Gary Payton [Refractor] #140 sells for $2,025 against $30.00 raw: a $1,995 spread, 67× the ungraded price. Even a PSA 9 ($198) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $30.00
PSA 10: $2,025
PSA 9: $198
Gem premium: 67×
As of: Sep 4, 2026

Break-even by outcome and fee

Gary Payton [Refractor] #140: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$2,025	+$1,970	+$1,945	+$1,845
PSA 9	$198	+$143	+$118	+$18.27
PSA 8	$57.26	+$2.26	−$22.74	−$123

Net = sale price − $30.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton [Refractor] #140: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$655	+$575
50%	$1,112	+$1,032
75%	$1,568	+$1,488

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards →

Gary Payton [Refractor] #140: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$2,632	best	55/45	70/30
PSA 10	$2,025	−$607	55/45	75/25
CGC 10	$1,215	−$1,417	55/45	75/25
SGC 10	$1,215	−$1,417	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Gary Payton [Refractor] #140 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$2,025	$1,215	$2,632	$1,215	—
9.5	—	—	—	—	$321
9	—	—	—	—	$198
8	—	—	—	—	$57.26
7	—	—	—	—	$43.00

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1993 Finest cards worth checking

Full set checklist →

Andrew Lang [Refractor] #54

Raw $5.99PSA 10 $5,655

$Hakeem Olajuwon [Refractor] #76 1993 Finest card$

Hakeem Olajuwon [Refractor] #76

Raw $17.00PSA 10 $3,623

Hubert Davis [Refractor] #211

Raw $18.18PSA 10 $3,383

$Karl Malone [Refractor] #215 1993 Finest card$

Karl Malone [Refractor] #215

Raw $20.74PSA 10 $3,050

$Shaquille O'Neal [Refractor] #3 1993 Finest card$

Shaquille O'Neal [Refractor] #3

Raw $264PSA 10 $9,416

$Chris Webber [Refractor] #212 1993 Finest card$

Chris Webber [Refractor] #212

Raw $143PSA 10 $4,900

Grading Gary Payton [Refractor] #140 — FAQ

Is Gary Payton [Refractor] #140 worth grading?

How much is a PSA 10 Gary Payton [Refractor] #140 worth compared with raw?

A PSA 10 Gary Payton [Refractor] #140 (Basketball Cards 1993 Finest) sells for about $2,025 versus $30.00 for a raw near-mint copy — a 67× premium as of Sep 4, 2026.

Which grading company is best for Gary Payton [Refractor] #140?

By resale value, BGS 10 leads at $2,632, ahead of PSA 10 at $2,025. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Gary Payton [Refractor] #140 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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