![Shaquille O'Neal [Refractor] #99 (Basketball Cards 1993 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/XfYAAeSwT55qVAhC/s-l1600.jpg)
Is Shaquille O'Neal [Refractor] #99 worth grading?
Basketball · Basketball Cards 1993 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Shaquille O'Neal [Refractor] #99 sells for $2,643 against $84.98 raw: a $2,558 spread, 31× the ungraded price. Even a PSA 9 ($442) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $84.98
- PSA 10
- $2,643
- PSA 9
- $442
- Gem premium
- 31×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,643 | +$2,533 | +$2,508 | +$2,408 |
| PSA 9 | $442 | +$332 | +$307 | +$207 |
| PSA 8 | $213 | +$103 | +$78.04 | −$21.96 |
Net = sale price − $84.98 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $992 | +$857 |
| 50% | $1,543 | +$1,408 |
| 75% | $2,093 | +$1,958 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,436 | best | 55/45 | 70/30 |
| PSA 10 | $2,643 | −$793 | 55/45 | 75/25 |
| CGC 10 | $1,586 | −$1,850 | 55/45 | 75/25 |
| SGC 10 | $1,586 | −$1,850 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,643 | $1,586 | $3,436 | $1,586 | — |
| 9.5 | — | — | — | — | $475 |
| 9 | — | — | — | — | $442 |
| 8 | — | — | — | — | $213 |
| 7 | — | — | — | — | $127 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1993 Finest cards worth checking
Full set checklist →![Karl Malone [Refractor] #215 1993 Finest card](https://i.ebayimg.com/images/g/Bk0AAeSwYOlnzgc1/s-l500.jpg)
![Hakeem Olajuwon [Refractor] #76 1993 Finest card](https://i.ebayimg.com/images/g/DIYAAeSwPvJqUw3E/s-l500.jpg)
![Chris Webber [Refractor] #212 1993 Finest card](https://i.ebayimg.com/images/g/3FkAAeSw50hqS6pR/s-l500.jpg)
![Larry Bird [Refractor] #2 1993 Finest card](https://i.ebayimg.com/images/g/qt4AAOSwV~JmCa-E/s-l500.jpg)
![Shaquille O'Neal [Refractor] #3 1993 Finest card](https://i.ebayimg.com/images/g/-M8AAeSw-4NqUugt/s-l500.jpg)
![Anfernee Hardaway [Refractor] #189 1993 Finest card](https://i.ebayimg.com/images/g/v~kAAOSwuDFkABL9/s-l500.jpg)
Grading Shaquille O'Neal [Refractor] #99 — FAQ
Is Shaquille O'Neal [Refractor] #99 worth grading?
A PSA 10 Shaquille O'Neal [Refractor] #99 sells for $2,643 against $84.98 raw: a $2,558 spread, 31× the ungraded price. Even a PSA 9 ($442) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Shaquille O'Neal [Refractor] #99 worth compared with raw?
A PSA 10 Shaquille O'Neal [Refractor] #99 (Basketball Cards 1993 Finest) sells for about $2,643 versus $84.98 for a raw near-mint copy — a 31× premium as of Jul 11, 2026.
Which grading company is best for Shaquille O'Neal [Refractor] #99?
By resale value, BGS 10 leads at $3,436, ahead of PSA 10 at $2,643. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Shaquille O'Neal [Refractor] #99 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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