Midpoint - Card Centering Tool

Is Mystique [Human Torch Refractor] #117 worth grading?

Marvel · Marvel 2024 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Mystique [Human Torch Refractor] #117 sells for $510 against $72.76 raw: a $437 spread, 7.0× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$72.76
PSA 10
$510
PSA 9
$100
Gem premium
7.0×
As of
Aug 15, 2026

Break-even by outcome and fee

Mystique [Human Torch Refractor] #117: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$510+$412+$387+$287
PSA 9$100+$2.24−$22.76−$123

Net = sale price − $72.76 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Mystique [Human Torch Refractor] #117: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$203+$79.74
50%$305+$182
75%$408+$285

Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Mystique [Human Torch Refractor] #117: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$663best55/4570/30
PSA 10$510−$15355/4575/25
CGC 10$306−$35755/4575/25
SGC 10$306−$35755/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Mystique [Human Torch Refractor] #117 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$510$306$663$306
9.5$110
9$100

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other Marvel 2024 Topps Chrome cards worth checking

Full set checklist

Grading Mystique [Human Torch Refractor] #117 — FAQ

Is Mystique [Human Torch Refractor] #117 worth grading?

A PSA 10 Mystique [Human Torch Refractor] #117 sells for $510 against $72.76 raw: a $437 spread, 7.0× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Mystique [Human Torch Refractor] #117 worth compared with raw?

A PSA 10 Mystique [Human Torch Refractor] #117 (Marvel 2024 Topps Chrome) sells for about $510 versus $72.76 for a raw near-mint copy — a 7.0× premium as of Aug 15, 2026.

Which grading company is best for Mystique [Human Torch Refractor] #117?

By resale value, BGS 10 leads at $663, ahead of PSA 10 at $510. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Mystique [Human Torch Refractor] #117 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Mystique [Human Torch Refractor] #117 break even?

At a standard ~$50 fee, submitting Mystique [Human Torch Refractor] #117 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $100).

Is your Marvel card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free