Is Captain America [Human Torch Refractor] #92 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Strong grading candidate — 18× premium in PSA 10
A PSA 10 Captain America [Human Torch Refractor] #92 sells for $5,000 against $280 raw: a $4,720 spread, 18× the ungraded price. A PSA 9 ($218) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $280
- PSA 10
- $5,000
- PSA 9
- $218
- Gem premium
- 18×
- As of
- Aug 15, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $5,000 | +$4,695 | +$4,670 | +$4,570 |
| PSA 9 | $218 | −$87.25 | −$112 | −$212 |
Net = sale price − $280 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,413 | +$1,083 |
| 50% | $2,609 | +$2,279 |
| 75% | $3,804 | +$3,474 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $6,500 | best | 55/45 | 70/30 |
| PSA 10 | $5,000 | −$1,500 | 55/45 | 75/25 |
| CGC 10 | $3,000 | −$3,500 | 55/45 | 75/25 |
| SGC 10 | $3,000 | −$3,500 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $5,000 | $3,000 | $6,500 | $3,000 | — |
| 9.5 | — | — | — | — | $240 |
| 9 | — | — | — | — | $218 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Full set checklist →Grading Captain America [Human Torch Refractor] #92 — FAQ
Is Captain America [Human Torch Refractor] #92 worth grading?
A PSA 10 Captain America [Human Torch Refractor] #92 sells for $5,000 against $280 raw: a $4,720 spread, 18× the ungraded price. A PSA 9 ($218) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Captain America [Human Torch Refractor] #92 worth compared with raw?
A PSA 10 Captain America [Human Torch Refractor] #92 (Marvel 2024 Topps Chrome) sells for about $5,000 versus $280 for a raw near-mint copy — a 18× premium as of Aug 15, 2026.
Which grading company is best for Captain America [Human Torch Refractor] #92?
By resale value, BGS 10 leads at $6,500, ahead of PSA 10 at $5,000. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Captain America [Human Torch Refractor] #92 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Captain America [Human Torch Refractor] #92 break even?
At a standard ~$50 fee, submitting Captain America [Human Torch Refractor] #92 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $218).
Is your Marvel card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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