Is Black Widow [Human Torch Refractor] #44 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Worth grading only if it gems
A Grade 9.5 Black Widow [Human Torch Refractor] #44 brings $388 versus $330 raw — a $58.50 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($353) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $330
- Grade 9.5
- $388
- PSA 9
- $353
- Gem premium
- 1.2×
- As of
- Sep 27, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $388 | +$33.50 | +$8.50 | −$91.50 |
| PSA 9 | $353 | −$1.50 | −$26.50 | −$127 |
Net = sale price − $330 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $362 | −$17.75 |
| 50% | $371 | −$9.00 |
| 75% | $379 | −$0.25 |
Break-even gem rate at the standard fee: about 76%. Centering is the usual reason a clean copy misses — measure it before you decide.
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Should I pay this?
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Other Marvel 2024 Topps Chrome cards worth checking
Full set checklist →![Black Widow [Black Sapphire] #44 Marvel 2024 Topps Chrome card](https://i.ebayimg.com/images/g/UJoAAeSwOPZpTGTW/s-l500.jpg)
Grading Black Widow [Human Torch Refractor] #44 — FAQ
Is Black Widow [Human Torch Refractor] #44 worth grading?
A Grade 9.5 Black Widow [Human Torch Refractor] #44 brings $388 versus $330 raw — a $58.50 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($353) only about breaks even after fees, so the case rests on gemming.
What gem rate makes grading Black Widow [Human Torch Refractor] #44 break even?
At a standard ~$50 fee, submitting Black Widow [Human Torch Refractor] #44 breaks even when it gems about 76% of the time (a miss assumed to sell at the PSA 9 price of $353).
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