![Thor [Human Torch Refractor] #32 (Marvel 2024 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/0AQAAeSwicVqj5gV/s-l1600.jpg)
Is Thor [Human Torch Refractor] #32 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Thor [Human Torch Refractor] #32 sells for $528 against $151 raw: a $377 spread, 3.5× the ungraded price. Even a PSA 9 ($480) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $151
- Grade 9.5
- $528
- PSA 9
- $480
- Gem premium
- 3.5×
- As of
- Sep 27, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $528 | +$352 | +$327 | +$227 |
| PSA 9 | $480 | +$304 | +$279 | +$179 |
Net = sale price − $151 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $492 | +$291 |
| 50% | $504 | +$303 |
| 75% | $516 | +$315 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Thor [Human Torch Refractor] #32 — FAQ
Is Thor [Human Torch Refractor] #32 worth grading?
A Grade 9.5 Thor [Human Torch Refractor] #32 sells for $528 against $151 raw: a $377 spread, 3.5× the ungraded price. Even a PSA 9 ($480) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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